Of Learning Languages and gathering resources

So, recently, while looking at learning other languages, I found this amazing site, that I hope grows even more, because it is an awesome site, it's called
 Forvo. It is a website in which users create a profile, and can upload recordings of words being said.  Seems simple enough, but it is incredibly helpful for those who may be learning a new language, they can see how certain words are pronounced, depending on how popular the word is, as well as the language, you may see the translations for it in other languages.  If I look up the word:  Word:   I find that 29 different people have put up recordings of 'Word' and I also see other recordings of words or common phrases that include 'Word',  I can also see that there are 27 different recorded translations of 'Word' currently on Forvo, such as the Vietnamese translation, which is lời, which according to the translation, sounds like 'loy'. 

You can also add words if they are not on there already, or add your own recording if your accent is not represented, you can go to a page that generates 30 (thirty) random words that you can listen to and learn for fun,  you can also customize the language of the site itself into a number of languages, such as English, German, Japanese, Vietnamese, and quite a few others, some of which I don't know how to read.

So, it does require some slight knowledge of the desired language to be of real use, but it can serve as a wonderful secondary tool to help learn a new language.  Or you can just use it for fun and learn a new word or dos (two)




Thanks for taking the time to visit my blog, let me know what you think, if you have any questions I can try to answer them, or if you think there is a blog topic you might enjoy seeing, let me know.  If you would like to follow, I don't always post on the same topics, sometimes it's government, this time it was language learning :D.

On Taxes and Safety Nets

Tax Year used for Data: 2012

So, taxes are in the news, a lot, not just lately either, it's pretty much always been a thing, just some of us don't notice till we are older, and PART of the tax paying community.


Now, there are, in the United States, a hundred different types of taxes, from Sales Tax, to Alcohol Tax, however, in this post, I will be talking specifically about that most dreaded tax.  The Income Tax.  The one EVERYONE has hate for, from the very bottom of the lowest earning families all the way to the richest, Koch brotherliest families.

To set the ground, I am personally not for increasing the tax burden specifically on rich people 'simply because they can afford it'.   That's a silly argument.  If you can afford to pay McDonalds 10 dollars for a single cheeseburger, instead of the couple dollars it is, should you?

So, according to the IRS websites Income Tax Statistics section for the Tax Year of 2012, income tax on all households was a 'little' over 1(One) trillion dollars.  Seriously.  It actually sat at around 1.18 trillion, I use the little rabbit ears, because while it's only a little over 1 trillion, that still comes to around a hundred billion dollars. 

The total income tax paid by people making over 100k dollars a year came to around 920 billion dollars.   That means that over 90% of all income tax paid on the Federal level was paid by people making over 100k a year.  Now, how many people do you know who make over 100k a year?  Not a lot.  They are only 20 million people in the United States that make over 100k a year.  Out of 314 million people, 20 million people paid 90% of all income tax collected in the country.  Approximately 144 million returns were filed in 2012, and out of those filed, roughly 124 million people paid only 10% of all taxes collected.

314 million people was the population of the United States in 2012.  Out of that, only 144 million returns were filed.  And out of those, 20 million people paid 90% of the taxes.  People making less than 100k a year paid just 10% of the income tax.   The highest earning families, 'the top 10%' in the United States have an effective tax rate of just under 40%.  While the bottom 50%, those households making less than 30k a year, roughly 118 million of filers, have an effective tax rate of less than 15%


I personally do not believe we should increase the tax burden on the wealthy anymore than we are already trying to, as they are already bearing a massive brunt of the burden, and increasing the tax burden on the wealthy will substantially hurt the poor, as the wealthy decide to put their holdings somewhere, well, where they can actually hold them, the tax burden will fall on lower and lower income brackets.


Let me know what you think, if you have any questions, I will do my best to answer them, leave a comment if you'd like, follow if you would like, check back in later, not all topics posted on my blog will be about tax or financial issues, some will be about government in general, some will just be about stuff I may be interested in learning about.

GovTrack, a pretty cool website for the United States

So, I recently found this website called GovTrack, a website that you can use to track various aspects related to the United States congress  












You can create a login if you want to create an email list for certain things to 'Track' such as current issues being voted on in the House or Senate.   You can also use it to look up information on specific Representatives and Senators, the bills they supported, what votes passed and failed, how your state (if you create the login) Representatives and Senators voted, like this pic, which is the GovTrack page of Junior Senator of Louisiana, Bill Cassidy,  who I can see is a Republican, I can also see that he is the Chairman for the Subcommittee on National Parks,  what he votes Yea or Nay for, and other governmental situations related to him.

 You can also track or view Committee and Subcommittees of Congress, you can look up Bills and Resolutions that have passed, and even see information about what the bill is about, such as this picture, which is of S. 178, a bill related to Human Trafficking, or track a variety of different issues.  If you are interested in keeping up with some things that might not normally hit the news agency circuits, or would like to receive email updates about upcoming legislation related to specific states, you can also choose not to receive emails, and only track through your profile on the website itself.  The profile itself is relatively simplistic, your email, whether you want to receive emails or not, and your congressional district, personally, I think this is an awesome site for those who live in the United States and do take even just a passing interest in what those lazy bums in Congress are doing.  Please note that the web address is  a    '   .us '    not a    '.com '  when typing into your search bar.

Link to the GovTrack.us website


Thanks for reading this post, if you have any questions or comments, please leave them, if you would like to follow me, I do posts on a variety of topics which may not always include governmental topics.  If you have anything you think you might like to see a post about, please let me know.